I just had State Farm Insurance Company deny the claim of a young, African-American female who was injured in a car wreck when the other car made a left hand turn into her at an intersection. She sustained bruising, back and neck sprains, and facial scarring. The claim was denied because, according to the insurance …Read More
Insurance Company says if you are riding in a car, you are negligent.
July 6th, 2018
Posted in Insurance, Personal Injury & Medical Malpractice
Who to Sue in a Car Wreck.
March 16th, 2017
Posted in Auto & Trucking Accidents, Insurance, Personal Injury, Personal Injury & Medical Malpractice
People who have been in a car wreck oftentimes ask me (or just assume without asking) that I am going to file suit against the at-fault driver’s insurance company. The short answer is “no, unless…” In a typical car wreck case, the at-fault driver will have at least the minimum amount of insurance required by …Read More
Insurance Adjusters
February 14th, 2014
Posted in Insurance, Personal Injury, Personal Injury & Medical Malpractice
After you are involved in a car accident, but before you retain an attorney, you are in a critical and dangerous time. You begin dealing with insurance company representatives in an effort to get compensation for your personal injury or damage to your car or other property. Even the most fair and honest claims representative …Read More
Insurance for Homeowners and Homeowner Associations
December 6th, 2013
Posted in Homeowner Associations (HOA) Law, Insurance
Tagged Civil law (common law), hoa, Homeowner association, Insurance, Insurance policy, Wilmington North Carolina
Under Chapter 47C for condominiums and 47F for other planned communities, a homeowner’s association is required to purchase certain types of insurance. In both types of communities, the HOA is required to provide insurance for damage to the common elements of the association. A common element is anything owned by the association, and not an …Read More
Ensure Uninsured and Underinsured Coverage Exists Within Your Auto Insurance Policy
June 20th, 2013
Posted in Insurance, Personal Injury, Personal Injury & Medical Malpractice
In a world overrun with computer-animated geckos, Paleolithic cavemen, bubbly spokeswomen, and catchy tunes, we are bombarded constantly with the idea that choosing an auto insurance company is one of the most important decisions we face in life. Make no mistake, insuring your vehicle is vitally important, but more important than choosing an insurance company …Read More
Med-Pay
May 28th, 2010
Posted in Insurance, Law for Non-lawyers
Tagged Automobile, Insurance, med pay, medpay, North Carolina, Traffic collision
One insurance benefit that many automobile accident victims do not know about, and subsequently lose thousands of dollars is commonly known as “Med-Pay.” Med-Pay is a medical payment provision written into most liability insurance policies. Med-Pay coverage provides medical expense payment incurred as a result of injuries sustained by any person riding in the car …Read More
Deny, Delay, and Defend
January 9th, 2009
Posted in Insurance
The American Association For Justice has released a report on the top ten worst insurance companies in America. This is a fairly long document but worth a read, especially if you are insured by one of these companies. I have had several cases against persons insured by State Farm and Allstate. Allstate in particular gives offers …Read More