Insurance for Homeowners and Homeowner Associations

December 6th, 2013 | Posted in Homeowner Associations (HOA) Law, Insurance | Tagged , , , , ,

Under Chapter 47C for condominiums and 47F for other planned communities, a homeowner’s association is required to purchase certain types of insurance. In both types of communities, the HOA is required to provide insurance for damage to the common elements of the association. A common element is anything owned by the association, and not an …Read More

Ensure Uninsured and Underinsured Coverage Exists Within Your Auto Insurance Policy

June 20th, 2013 | Posted in Insurance, Personal Injury, Personal Injury & Medical Malpractice

In a world overrun with computer-animated geckos, Paleolithic cavemen, bubbly spokeswomen, and catchy tunes, we are bombarded constantly with the idea that choosing an auto insurance company is one of the most important decisions we face in life.  Make no mistake, insuring your vehicle is vitally important, but more important than choosing an insurance company …Read More

Med-Pay

May 28th, 2010 | Posted in Insurance, Law for Non-lawyers | Tagged , , , , ,

One insurance benefit that many automobile accident victims do not know about, and subsequently lose thousands of dollars is commonly known as “Med-Pay.” Med-Pay is a  medical payment provision written into most liability insurance policies. Med-Pay coverage provides medical expense payment incurred as a result of injuries sustained by any person riding in the car …Read More

Deny, Delay, and Defend

January 9th, 2009 | Posted in Insurance

The American Association For Justice has released a report on the top ten worst insurance companies in America. This is a fairly long document but worth a read, especially if you are insured by one of these companies.  I have had several cases against persons insured by State Farm and Allstate.  Allstate in particular gives offers …Read More